Deposit Accounts Rates, Fees and Charges Sheet
Online Savings Account
| Account Balance | Interest Rate |
|---|---|
| On every dollar in your account | 4.85 % p.a. |
Fees & Charges
Your Online Savings Account is currently bank fee free.
InterestME Savings Account
| Account Balance | Interest Rate |
|---|---|
| $0 - $3,000 (Tier 1) | 0.25 % p.a. |
| Over $3,000 (Tier 2) | 3.50 % p.a. for amounts in excess of $3,000 |
Fees & Charges
| Description | Amount |
|---|---|
| EFTPOS | First 15 EFTPOS transactions per month - free.
Each EFTPOS over the monthly free limit - $1.00 |
| ATM (ME Bank, Westpac, St.George+ or BankSA+ ATMs)
(withdrawals/balance enquires) |
$1.00^ |
| ATM (All other ATMs)
(withdrawals/balance enquires) |
Withdrawals and enquiries at all other ATMs will incur an ATM operator fee charged by the ATM operator. This fee is charged to your account immediately. |
| Bank@Post
(deposit/withdrawals/enquires) |
$1.00 |
| Internet and Phone Banking
(enquires/all transactions) |
Free |
| Account keeping fees | Free |
| Overdrawn account fee
If your account is overdrawn at any time |
$15.00# |
| Direct entry dishonour fee
When any outgoing direct entry payment from your ME Bank account is dishonoured due to a lack of cleared funds in your account |
$25.00# |
| Copy of duplicate account statement
If you request a copy of an account statement previously provided to you |
$5.00 per page# |
| Copy of interim account statement
If you request a copy of an account statement that has not yet been provided to you |
$5.00 per page# |
| Voucher copy fee
If you request ME Bank to produce a voucher or other documents in relation to the conduct of your account (e.g. a copy of a cheque) |
$5.00 per document#
or $60.00 per hour whichever is lesser. |
| Trace Fee
If you request ME Bank to investigate a transaction that has been posted to your account. Note: the fee will be waived if the trace shows that the transaction has been incorrectly posted to your account |
$15.00# |
| Description | Amount |
|---|---|
| Direct debit request | Free |
| Dishonour (inward) | Free |
| Dishonour (outward) | $25.00 |
| Description | Amount |
|---|---|
| Per cheque issued | $1.00 |
| Dishonour (inward) | Free |
| Dishonour (outward) | $25.00 |
| Stop payments | Free |
| Bank cheque purchase | $6.00 |
| Bank cheque repurchase | $6.00 |
| Replace bank cheque | $25.00 |
^ Charged last day of the month and upon account closure.
# Charged to your account immediately.
+ Except at BP Petrol Stations.
First Home Saver Account
| Account Balance | Interest Rate |
|---|---|
| On every dollar in your account | 6.25% p.a. |
Fees & Charges
Your First Home Saver Account is bank fee free.
Interest rates are current as at 15-Mar-2010 and are subject to change. Fees and charges may apply. Terms and conditions available on request.
This is general information only and you should consider if these products are appropriate for you. Before you make any decisions about our First Home Saver Account you should review the Product Disclosure Statement and Terms and Conditions.
Contact ME
- Product Enquiries
-
Personal Ph 13 15 63 ME Contact Centre open
Mon - Fri: 8am - 8pm,
Sat: 9am - 5pm (EST)Business Ph 1300 658 108 ME Business Contact Centre open
Mon - Fri: 9am - 5pm (EST) - Existing Customers
-
Personal Ph 1300 654 998 ME Contact Centre open
Mon - Fri: 8am - 8pm,
Sat: 9am - 5pm (EST)Business Ph 1300 658 108 ME Business Contact Centre open
Mon - Fri: 9am - 5pm (EST) - Phone Banking
-
Personal Ph 1300 654 998 Business Ph 1300 658 108